Sallie Mae Smart Option Student Loan SM

The innovative Smart Option Student Loan helps student save money, build good credit, and pay off their student loan debt faster.

Designed to help shorten the amount of time it takes to pay off the loan, the Smart Option Student Loan requires interest-only payments while in school and during the six-month separation period to avoid capitalized interest.

Students save money on interest, significantly reducing the total loan costs. With this school-certified loan, student can borrow up to the full cost of their education, less other aid received l

Be smart! Go with us. We have tools and aid tips to help you budget, plan and manage your money needs. Simple and clean.

SayStudent Loans
Financing a Better Future