Private-Student-Loan.com

Private Student Loans — Private Education Loans

SayStudent Private Student Loans

using credit cards in school

for undergraduates and graduates


It's not a good idea to carry around cash
while attending school; likewise, many local
merchants won't accept student checks.
So equip yourself with a credit card.

 

— Student Credit Card —
Get a New Credit Card ...

earn reward points while you shop

 

You may be buying some expensive items
as you get yourself ready for school —

  • tuition,
  • books,
  • computers,
  • software — other

    use a credit card that pays you back

    Check out the new award cards!



Caution:

The ease of credit cards can run up debts. You must treat your credit cards like money and budget their use. You might consider prepaid cards to manage your expenses.

Selecting Your Card
  1. If you can budget and control your spending, use a reward credit card to build award points:

    download our article on:
    maximizing credit card use for reward gain


  2. if you are unable to control spending because of the ease of credit cards, consider using pre-paid cards to manage spending:

    view our information on:
    how pre-paid credit cards can control spending
How to Pay for College
College expenses include:
  • tuition and books
  • computer and software
  • housing and food
  • entertainment, etc.

Use your rebate credit card to pay for college expenses upfront. Then use your Private Student Loan to pay-off your credit card.

 

This method can help you earn rebate awards that can save you money in a lot of areas ... simply by using your card instead of cash or a check.

 

You can finance your college purchases and other education costs using Private Student Loans:

  • borrow up to $40,000 (1)
  • no payments until after your graduate (2)
  • available for full and part-time students
  • get your money in as little as 5 business days
  • use for tuition, books, and your computer

    see more information

    SayStudent Private Student Loans

 


1 Undergraduate and graduate borrowers may borrow annually up to the lesser of the cost of attendance or $30,000 ($40,000 for certain schools where the cost of attendance has been determined to exceed $30,000). Borrowers in Continuing Education may borrow up to $30,000. Subject to credit approval.

 


2 Undergraduates may defer repayment until six months after graduation or ceasing to be enrolled at least half-time. Immediate and interest only repayment options are also available. Graduate repayment is automatically deferred. The terms of deferral of Continuing Education loans varies with program type.

Private Student Loan: Apply Online

dial toll-free
1.866.230.4578
for help getting qualified

use this student aid
tally sheet

Other Valuable Tools:
setup a student budget
tips to reduce costs
student aid checklist
FREE downloads
Money Tools:
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student income ideas
manage student funds
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In-College Tools:
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find required software
get a student credit card
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